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Welcome to Neglia Appraisals

GLOSSARY
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Rate Lock
An agreement by the lender to guarantee a specified interest rate for a certain period of time.
Real Estate
Physical land and anything permanently affixed to the land, such as buildings, fences, etc.
Real Property
All interests, benefits, and rights inherent in the ownership of physical real estate. Implies full ownership of the bundle of rights. Rights that can be separated without dividing the physical real estate.
Reverse Mortgage
A loan, secured by a first mortgage on the borrower’s residence, under which the lender makes periodic payments to the borrower which are repaid in one lump sum. The loan is available to senior citizens (62 and over) with FHA insurance.
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